The educational information presented within the Fiduciary Luminary program is based on practice management
and sound fiduciary compliance practices under the regulatory and legislative environment in effect at the
time of the program's development. The program does not provide legal or investment advice. Rules and
regulations are subject to change, and thus the information presented here references regulatory requirements
that may be delayed or modified. We encourage you to consult with your legal and compliance resources for
specific guidelines, policies, procedures and advice.
These materials include general information and have not been tailored for any specific recipient or recipients.
Accordingly, these materials are not intended to cause Federated or any affiliate to become a fiduciary within the
meaning of Section 3(21)(A)(ii) of the Employee Retirement Income Security Act of 1974, as amended or
Section 4975(e)(3)(B) of the Internal Revenue Code of 1986, as amended.
Information provided at FiduciaryLuminary.com is intended only for persons who are eligible to
purchase U.S.-registered investment products and the other services described on this website.
Availability on this website of information about these products and services is not intended as an offer of
such products and services outside of the United States.
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